ExchangeGuard Group insurance is for groups of five or more traveling outside of their home country for studying, researching, teaching, or participating in a cultural exchange program in the U.S.
This plan provides coverage for medical expenses, emergency medical evacuation, and repatriation of remains to meet the requirements for J visa holders.
There are two plan options to choose from. ExchangeGuard Group Choice has a 6-month waiting period for pre-existing conditions. ExchangeGuard Group Essential has a 12-month waiting period for pre-existing conditions.
ExchangeGuard Group offers policy maximum options of $100,000, $250,000, or $500,000. The deductible options are $0, $100, $250, or $500.
You must hold a valid F-1/F-2/F-3 visa or J1/J2 visa to be eligible for this plan. The host country must be the U.S., you must be outside your home country, and you must not have established a resident status in your country of study. You may need a copy of your visa or other immigration documents to prove your eligibility for ExchangeGuard Group insurance.
ExchangeGuard Group policies issued in Florida are underwritten by Houston Casualty Company and all other polices are underwritten by TMHCC (CI) Insurance SPC Ltd. Both are rated A++ "Superior" by A.M. Best.
ExchangeGuard Group will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.
